Microfinance Institutions and Non Government Organizations (NGO) play a vital role in eliminating poverty and improving the quality of life for communities that had been at or below the poverty line in the society. Micro Finance Institutions just don’t lend money, but they kindle the entrepreneurial spirit within people who just needed the opportunity to use their skills contribute in a positive manner to the society. This also makes the MFI beneficiaries independent, self-reliant and more socially responsible.

At Trinity Signal Technology, we understand the importance of the Micro Credit Institutions as a necessity for economic growth of the people and society. We understand the challenges involved in operating a Micro Finance Institution. We strongly feel that the use of modern technology can significantly improve the operations and increase the growth of the Institution.

Our MFI/NGO Product Mission is “To provide an affordable technology solution, that would enable the MFI/NGO’s reach out to more people and expand their operations at a faster rate, so that they can bring hope into the lives of more and more people every day and much faster!”.

Reason For Choose MiFI Software

• Promotes Rapid Growth.
• Better Fiscal Control
• Reduces Overhead Costs.
• Reduces unnecessary redundant work and helps re-organize the work force efficiently to increase the growth and performance of the Organization.
• Highly Flexible and Customizable.
• Improves Field Level Operational Efficiency.
• Helps Institutions Provide a Better Service to their Customers.
• Provides higher levels of data security and integrity.

• User-friendly Interface
• The Graphical user-interface is designed to be extremly simple and provide a consistent look and feel to the end user.  It is aesthetically designed with pleasant colours so that it does not cause much of a train to the eyes. Its design is targeted toward easy learning and pleasant user experience.
• Maker / Checker Feature
• Ensures that every entry is verified and checked by a higher authority, a process called authorization. Entries that are unauthorized are not processed further. Although this process is tedious, it ensures the correctness of data that is entered.
• Group Management Features

• Helps the Field Development Officers (FDOs) to monitor Group meetings and Group Attendance, thereby improving operational efficiency. The FDOs can also handle Group Transfers with ease

• Built-in Business Intelligence
• MiFI incorporates business intelligence features such as Performance Analysis, Risk Analysis and Profit & Loss Analysis which enables the management to take vital decisions and plan their strategy
• Comprehensive MIS reports
• Provide Online and Offline reports for the management and funding agencies to view the current status of the financial information. Enables the management to effectively monitor the performance of their team.
• Security
• Ensures that the data is secure, as the system does not allow unauthorized users to access the data and manipulate it, thereby preventing fraud and mis-representation of financial data.
• Technology Integration
• MiFI can also be integrated with
• Smartcard
• RFID
• Finger Print Readers.

MiFI Module Listing

• Portfolio Tracking
• Savings / Deposits
• Accounts
• Insurance
• Human Resources (HR) (Includes Payroll, Attendace and HR)
• Stores/Materials Management

Portfolio Tracking

• Member details Maintenance
• Requisitions of Micro credits (loans)
• Loan application Processing
• Preclosure of Loans
• Demand Generation
• Automated Collection adjustment
• Member transfer
• FDO transfer
• MIS Reports

Savings / Deposits

• Maintains data of both compulsory and voluntary savings of  members
• Keeps track of withdrawals, deposits and savings refund.

Accounts

• Receipts
• Payments
• Ledger
• Trial Balance
• Balance sheet